Best Personal Finance Blogs

Posted on February 29, 2016 in Uncategorized

7 Great Personal Finance Blogs for Millennial Money Advice

For most millennials, the typical personal finance blogs can be hard to relate to. For one thing, 20- and 30-somethings face unique financial challenges. Instead of deciding how much to invest each month in a 401(k), they’re usually more worried about paying off student loans and downsizing from multiple roommates to just one or two.

There’s also a lot of evidence to suggest that millennials have different attitudes and behaviors toward money than older generations. In order to be helpful, financial advice for millennials needs to take these factors into account.

Fortunately, there are a lot of great personal finance blogs out there geared toward millennial money issues. Whether it’s helping readers pay down debt or save money for that year-long travel sabbatical, these bloggers offer inspiration and finance tips for a younger crowd.


Personal Finance Bloggers Who Inspire Us:

Erin Lowry is a 26-year-old who became fascinated with finances early in life, when her dad taught her a few things about net profit after she’d sold a dozen donuts to garage sale customers. Lowry says millennials get a bad rap from the media, who often portray them as entitled brats.

“Sure, some of my fellow millennials still live off of parental welfare,” she writes. “But often times I find that it’s because they simply have not been given the tools, or the shove out of the nest, to survive without it. How are we supposed to know how to survive, and thrive, financially if we were never taught the skills to do so?”

Lowry is on a mission to help fellow millennials succeed with money. Her blog, Broke Millennial, offers sound financial advice framed in easily-relatable personal stories.

LaTisha Styles started Young Finances in 2010 after gaining financial savvy through her own mistakes. The blog focuses on basic budgeting, investing, and credit advice geared toward an audience of 20-somethings. In addition to the website and blog, Styles hosts a weekly YouTube show called Young Finances TV.

Now a nationally recognized millennial personal finance expert, Styles is a former full-time investment analyst-turned-entrepreneur. She’s dedicated to helping fellow millennials learn to save, invest, and succeed.

Kyle Taylor developed an interest in personal finance when he was 8 years old. His dad worked for a large credit card processor, and Kyle used the old cash registers lying around the family’s home to create imaginary banks and equity markets, trying to convince his siblings and parents to invest. As a college student and young adult, he’s used a slew of creative ways to earn and save money—and he shares those via his blog The Penny Hoarder, which boasts nearly 2 million active subscribers.

Stefanie O’Connell began her post-college career as an actress on an international tour, living her artistic dream. When she returned to the U.S. in 2009, though, the economy had taken a sharp downturn. O’Connell struggled to make ends meet, searching for additional acting work and realizing that she needed a fallback plan.

“I dove deep into personal finance, learning as much as I could,” she writes. “I sat at the back of the tour bus every evening, plugging my daily expenses into spreadsheets. I studied investment principles while taking the subway home after late night restaurant shifts.”

O’Connell started telling her friends about what she was learning, and eventually, she started a blog. In 2015, she published her first book, The Broke and Beautiful Life. “I wanted to push myself, and others, beyond the inherent limitations of savings techniques to find innovative and profitable ways of growing—financially, personally, and professionally,” she writes. “I had realized the possibility of entrepreneurship as a way to pursue my passions while living richly every day.”

Sophia Bera dreamed of a singing career aboard a cruise ship, so she could travel the world while doing what she loved most. Ironically, she now travels frequently to speak at conferences and other events while building her online business, Gen Y Planning. “I made it to my dream job in a really roundabout way,” she writes. “Maybe that’s why my clients enjoy working with me?”

A certified financial planner (CFP), Bera coaches 20- and 30-something clients about saving, investing, and business planning. She also has a popular blog with lots of valuable, free financial advice aimed at a millennial audience.

Robert Farrington wanted to do his own taxes at age 13. “Yes, taxes,” he writes. “But what I really liked about it was that I had even made income to pay taxes on.” Farrington continued to find ways to make money in high school, selling items on eBay and investing his earnings.

In college, he realized most of his peers didn’t care or think much about financial topics. Farrington continued to sharpen his common-sense financial skills, and when he became an MBA student, he found a ready audience among fellow students. “Many people were unaware of the basics of personal finance and investing,” he writes. “I ended up helping many of my peers, and have since been helping people through [my blog].”

Farrington’s blog, The College Investor, seeks to share practical loan and investment advice with other millennials. “The #1 dilemma holding back millennials from investing and building real wealth is student debt,” Farrington writes. “My goal is to showcase a variety of practical finance and investing ideas, and hopefully some will prove useful to you.”

Tonya Rapley is a millennial money coach and certified financial educator whose work has been featured in Woman’s Day, Black Enterprise, GoGirl Finance, and more. “My ultimate goal is to provide you with tools, resources, and support to break the cycle of living paycheck to paycheck,” she writes, “so that you can become financially free and ultimately, do more of what you love (without feeling guilty about it).”

In 2015, Rapley released her first book, The Super Fab Financial Planner, a financial organizer/journal to help people keep track of payments, financial goals, passwords, and more.

Which millennial personal finance blogs did we miss? Tell us in the comments section below—we’d love to add more to this list!

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